How Much Is a Car Warranty? What to Expect (and How to Save)
car warranty price
484If you’re shopping for an extended car warranty, one of the first questions that comes up is simple:
How much does a car warranty cost?
The truth is, there’s no one-size-fits-all answer — but understanding what drives the price can help you find the best value and avoid overpaying.
Let’s break down what impacts car warranty pricing, what typical plans cost, and why buying through Cuvrd can save you money and get you better coverage.
Average Cost of a Car Warranty
The average car warranty (also called a vehicle service contract) typically costs between $75 and $150 per month. That’s far less than the thousands you might pay for a major repair.
Here’s a quick breakdown by coverage type:
| Coverage Type | Average Monthly Cost | What’s Covered |
|---|---|---|
| Powertrain | $60–$100 | Engine, transmission, drivetrain |
| Inclusionary | $90–$130 | Named systems (A/C, suspension, steering, etc.) |
| Exclusionary (Bumper-to-Bumper) | $120–$180 | Almost everything except wear-and-tear items |
While these numbers are averages, your actual cost depends on a few important factors.
What Affects the Cost of a Car Warranty?
When you get a quote for an extended warranty, your price is based on several key details:
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🚗 Make and model: Luxury or imported vehicles often cost more to cover.
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📅 Age and mileage: Older, high-mileage vehicles have higher risk — and slightly higher premiums.
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⚙️ Coverage level: The more components covered, the more you’ll pay (and save in the long run).
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💳 Payment structure: Some drivers prefer monthly payments, while others pay in full for a discount.
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🧾 Provider type: Buying through call centers usually costs more due to added markups.
That’s why Cuvrd only partners with trusted warranty providers — to ensure you’re getting fair, transparent pricing and real car warranty coverage that fits your needs.
How to Get the Best Price on a Car Warranty
To make sure you’re getting the best deal:
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Compare quotes online — but only from reputable companies (avoid “instant quote” robocall sites).
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Choose the right level of coverage — paying slightly more for exclusionary protection can prevent big repair bills.
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Bundle your coverage smartly — you can roll your warranty into a lease buyout or refinance, keeping one simple monthly payment.
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Buy from trusted partners — Cuvrd eliminates the middleman, so you pay less for better protection.
Why Cuvrd Warranties Cost Less (and Cover More)
When you buy through Cuvrd, you get access to warranty administrators that don’t rely on call centers or inflated markups. That means more coverage for your money.
Here’s what you’ll get:
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✅ Affordable monthly payments that fit your budget
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✅ Transparent pricing — no surprise fees or upsells
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✅ Exclusionary (bumper-to-bumper) options available
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✅ 24/7 roadside assistance and rental car benefits
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✅ Trusted partners with proven claim service
Real protection. Real pricing. No pressure.
Bottom Line
So, how much is a car warranty?
Most drivers pay $75 to $150 per month, depending on their car, coverage level, and provider. The key is buying from a trusted source that offers clear pricing and quality protection — not inflated call-center plans or hidden markups.
With Cuvrd, you can compare real plans, get transparent quotes, and find affordable coverage that keeps your vehicle protected for years to come.
Because smart drivers don’t just buy coverage — they buy confidence.
Drive smart. Pay fair. Stay Cuvrd.
TL;DR: Wondering how much a car warranty costs? On average, most drivers pay between $75 and $150 per month for extended coverage, depending on their vehicle and plan type. The price varies based on factors like age, mileage, and coverage level — but buying through Cuvrd can save you money and get you better protection. With transparent pricing and trusted partners, Cuvrd helps you find affordable coverage that keeps your car — and your wallet — protected.
— Sandra McVey