VSC Car Warranty: What It Is and Why Drivers Need One

What Does VSC Car Warranty Mean?

A VSC car warranty refers to a Vehicle Service Contract (VSC)—which is often called an extended warranty. While technically not a warranty from the manufacturer, a VSC works in the same way: it helps pay for the cost of repairs and gives you peace of mind if your car experiences a covered mechanical or electrical breakdown.

What Does a VSC Cover?

Coverage varies depending on the level of plan you choose:

• Inclusionary VSC (Stated Component Coverage): Lists specific parts and systems covered, like engine, transmission, or air conditioning.

• Exclusionary VSC (Best Coverage): Covers nearly every component of your vehicle, only excluding wear-and-tear items and routine maintenance.

Typical covered items include:

• Engine & transmission

• Electrical & computer systems

• Steering & suspension

• Heating & cooling systems

• Drivetrain

What’s Not Covered Under a VSC Car Warranty?

Even the most comprehensive plans exclude:

• Routine maintenance (oil changes, fluid top-offs, filters)

• Wear-and-tear parts (tires, brake pads, wiper blades)

• Cosmetic or trim issues

Why a VSC Car Warranty Is Worth It

1. Protection Against High Repair Costs – Major breakdowns can cost thousands.

2. Predictable Budgeting – Avoid surprise repair bills with affordable monthly payments.

3. Added Benefits – Many VSCs include roadside assistance, rental car reimbursement, and trip interruption coverage.

4. Resale Value – Transferable coverage can make your car more attractive to buyers.

Save With a Cuvrd Partner

Not all VSCs are created equal. Buying a VSC car warranty through a trusted Cuvrd partner means you get:

• Transparent contracts with clear terms

• Reliable claims support

• Coverage tailored to your car’s age, mileage, and usage

Bottom Line

A VSC car warranty is simply another way of describing a vehicle service contract—the extended coverage that protects you from the financial burden of costly repairs. For the broadest protection and true peace of mind, choose exclusionary coverage through a trusted Cuvrd partner.