Average Monthly Cost of an Extended Car Warranty (and Why Cuvrd Saves You Money)
extended warranty monthly payment
433If you’ve ever wondered about the average monthly cost of an extended car warranty, you’re not alone. With repair bills climbing higher every year, more drivers are looking for ways to protect their cars and their wallets.
On average, extended car warranties cost between $75 and $150 per month, depending on your vehicle and the level of coverage. But here’s what many drivers don’t realize: when you buy an extended car warranty through a trusted Cuvrd partner, you’ll often pay less than the industry average—and you’ll get stronger coverage.
What Impacts the Monthly Cost of an Extended Car Warranty?
Several factors affect how much you’ll pay each month:
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Vehicle age and mileage – Newer, lower-mileage vehicles cost less to cover.
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Type of coverage – Exclusionary warranties (the broadest coverage) cost more than basic powertrain coverage, but protect far more components.
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Contract length – Longer terms raise monthly cost but extend your protection.
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Where you buy – Robodialer Call Center markups make warranties much more expensive than going direct.
Why It’s Cheaper Through Cuvrd Partners
Call centers often treat warranties as profit centers, inflating prices by hundreds or even thousands of dollars. By contrast, Cuvrd partners cut out the middleman, offering:
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Direct pricing – Lower costs with no call center markup
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Transparent contracts – No hidden fees or confusing fine print
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Flexible payment options – Plans designed to fit your budget
This means you’ll typically pay below the industry average monthly cost for more robust protection.
Better Coverage Too
Lower monthly payments don’t mean you sacrifice protection. In fact, Cuvrd partners specialize in offering stronger coverage than many warranty call center contracts, including:
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Exclusionary warranties – Cover nearly everything except a short list of exclusions
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Added perks – Roadside assistance, rental car reimbursement, and trip interruption coverage
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Reliable claims support – Trusted partners known for fast, fair service
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Transferable plans – Extra resale value if you sell your car
The Monthly Warranty Advantage with Cuvrd
If you’re comparing the average monthly cost of an extended car warranty, the difference comes down to where you buy. When you choose a warranty through a trusted Cuvrd partner, you’ll get:
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Monthly payments that are lower than the industry average
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Stronger, exclusionary coverage options
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Transparent service and reliable support
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Optional car refinancing to lower your car payments and add an extended warranty
It’s the smart way to protect your car and your budget.
Bottom Line
The average monthly cost of an extended car warranty ranges from $75 to $150—but you don’t have to pay that much. By choosing a plan through a trusted Cuvrd partner, you’ll spend less than the average while gaining better protection.
For the best balance of affordability and peace of mind, skip the call center markups and choose Cuvrd partner coverage instead.
TL;DR: Wondering about the average monthly cost of an extended car warranty? Most drivers pay between $75 and $150 per month, depending on vehicle age, mileage, and coverage type. But here’s the secret: buying through a trusted Cuvrd partner often costs less than the industry average—and delivers stronger coverage. In this guide, we’ll explain what impacts warranty prices, why dealership markups drive costs up, and how Cuvrd partners provide better protection at a lower monthly cost.
— Robert Vaughn