Auto Refinance

Can You Add an Extended Warranty When You Refinance a Car?

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If you’re thinking about refinancing your car loan, you may also be wondering: Can you add an extended warranty when you refinance a car?

The answer is yes — and it’s actually one of the smartest times to do it.

Refinancing your car can help you lower your monthly payment, reduce your interest rate, or both. Adding an extended warranty at the same time gives you peace of mind that your car — and your new financial plan — are protected from unexpected repair costs.

Here’s how it works and why combining your refinance and warranty makes financial sense.

Happy woman driving a car
Yes, you can add an extended warranty when you refinance a car. Cuvrd helps you bundle both into one affordable payment for complete protection and savings

Why Add an Extended Warranty During a Refinance?

When you refinance, you’re already restructuring your loan. It’s the perfect time to add protection that can be bundled into the same monthly payment — keeping your budget simple and your vehicle covered.

Adding an extended warranty when you refinance allows you to:

  • 💸 Keep one easy payment for both your loan and protection.

  • 🚗 Lock in coverage before your vehicle has more miles or issues.

  • 🧾 Avoid out-of-pocket repair bills later in your ownership.

  • ⚙️ Protect your investment while lowering your overall expenses.

Through Cuvrd, you can add affordable extended warranty coverage during the refinance process with trusted partners — all online, no pushy sales calls required.

How Refinancing with a Warranty Works

When you refinance your vehicle through Cuvrd partners, the process is simple:

  1. Apply for a refinance quote to lower your car payment.

  2. Select your warranty coverage — powertrain, inclusionary, or exclusionary (bumper-to-bumper).

  3. Bundle both into one affordable monthly payment.

  4. Enjoy coverage immediately after your refinance closes.

You’ll walk away with a lower payment, a covered vehicle, and a single, streamlined bill each month.

Benefits of Adding Coverage During a Refinance

Combining your warranty with your refinance offers several key advantages:

  • Budget-friendly – One monthly payment that includes both your loan and protection.

  • Comprehensive protection – Add coverage while your car still qualifies.

  • Convenience – Simplify your payments and avoid multiple bills.

  • Peace of mind – Protect against expensive repairs as your car ages.

It’s the ideal way to save money now and avoid financial stress later.

The Cuvrd Advantage: Refinance + Warranty Made Easy

With Cuvrd, you can refinance your car and add an extended warranty at the same time — all in one place.

Here’s what you get:

  • 💰 Lower car payments through refinancing

  • 🛠️ Exclusionary or powertrain coverage for real protection

  • 📄 Transparent contracts (no fine print, no robocalls)

  • 🤝 Trusted partners who pay claims fairly and fast

Whether you’re refinancing to save money or simply planning ahead, Cuvrd makes it simple to protect your vehicle and your wallet.


Bottom Line

So, can you add an extended warranty when you refinance a car?
Absolutely — and you should.

It’s the perfect time to protect your car while lowering your overall payments. Through Cuvrd, you can refinance and add coverage in one easy step — giving you the best of both worlds: financial savings and long-term protection.

Refinance smart. Drive protected. Stay Cuvrd.

Apply online today.


TL;DR: Wondering if you can add an extended warranty when you refinance a car? The answer is yes — and it’s one of the smartest times to do it. Refinancing helps lower your monthly car payment, and adding an extended warranty at the same time protects your vehicle from costly repairs. With Cuvrd, you can bundle both into one affordable monthly payment through trusted partners — giving you savings now and peace of mind later.

— Sandra McVey

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