Service Contract for Used Cars: Smart Protection for Every Mile
used car service contracts
378Buying a used car is often a smart financial move—you avoid the steep depreciation of a new vehicle while still getting a reliable ride. But as cars age, the risk of costly repairs grows. That’s why so many drivers search for a service contract for used cars in 2025.
Also called vehicle service contracts (VSCs) or extended warranties, these plans protect you from expensive breakdowns that can derail your budget.
What Is a Service Contract for a Used Car?
A service contract for a used car is an agreement that covers repairs to mechanical and electrical components after your manufacturer’s warranty has expired. Unlike auto insurance, which only covers accidents or external damage, service contracts focus on internal breakdowns caused by wear and use over time.
What Do They Cover?
Coverage depends on the type of plan you choose:
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Inclusionary Plans (Stated Component): Cover only the specific parts listed in the contract, such as the engine, transmission, or air conditioning.
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Exclusionary Plans (Best Choice): Cover nearly every system in your car, with only a short list of exclusions like tires, brake pads, or routine maintenance.
Commonly covered systems include:
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Electrical & computer systems
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Suspension & steering
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Heating & cooling systems
What’s Not Covered?
Even the best plans have exclusions. Service contracts typically won’t cover:
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Oil changes, filters, and other routine maintenance
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Wear-and-tear items like brake pads, wiper blades, or tires
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Cosmetic or trim repairs
Why Used Car Owners Choose Service Contracts
Used vehicles may be affordable upfront, but repair costs can add up quickly. Common reasons drivers buy a service contract include:
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Protection from high repair bills – one repair could cost more than the contract itself
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Predictable costs – manageable monthly payments instead of sudden expenses
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Added benefits – roadside assistance, rental reimbursement, and trip interruption
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Boosted resale value – transferable coverage makes your car more attractive to buyers
The Used Car Service Contract Advantage with Cuvrd
If you’re searching for the best service contract for used cars, you need more than just low payments—you need dependable protection. When you buy a service contract for your used car through a trusted Cuvrd partner, you’ll get:
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Transparent contracts from trusted warranty administrators with clear coverage details
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Reliable claims handling when you need it
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Affordable plans tailored to your car’s mileage, age, and usage
That’s the smart way to protect both your vehicle and your budget.
Bottom Line
A service contract for used cars provides affordable protection against the rising cost of repairs. With options ranging from stated component to exclusionary coverage, there’s a plan to fit every driver’s needs.
For the most reliable coverage in 2025, choose a service contract through a trusted Cuvrd partner—and drive your used car with peace of mind for every mile ahead.
TL;DR: Looking for a service contract for used cars? Once a manufacturer’s warranty expires, drivers are left paying repair costs out of pocket—and those bills can add up quickly. A service contract, also known as a vehicle service contract (VSC) or extended warranty, protects you from expensive breakdowns and adds extra benefits like roadside assistance. In this guide, we’ll explain what service contracts for used cars cover, what they exclude, and why buying through a trusted Cuvrd partner is the smartest way to stay protected.
— Julie Kamada