Expert Tips

Selling a Car with a Vehicle Service Contract: What You Need to Know

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If you’re planning to sell your car, one of the smartest questions you can ask is: “What happens to my vehicle service contract when I sell it?”

The good news: in many cases, selling a car with a vehicle service contract can make it more appealing to buyers and even help you get a better price.

Here’s how it works, how to transfer your service contract, and what to do if you’re trading in your car or buying your next one through a Cuvrd partner.

Orange car being sold with a vehicle service contract
Selling a car with a vehicle service contract? Learn how to transfer coverage to the buyer or get a refund for unused time. Cuvrd offers flexible, trusted VSC options

Can You Sell a Car with a Vehicle Service Contract?

Yes — in most cases, you can sell your car with the vehicle service contract included.

A vehicle service contract (often called a VSC) typically transfers to the next owner, which adds confidence and value. To buyers, a transferable service contract means:

  • ✅ The car has been cared for

  • ✅ Future mechanical repairs may be covered

  • ✅ They’re getting added protection and peace of mind

Most Cuvrd partner contracts allow transfers, making your car more appealing in private-sale listings.


How to Transfer a Vehicle Service Contract to a New Owner

Transferring a service contract is normally straightforward. It usually involves:

  1. Reviewing your contract — Find the section titled “Transfer Policy.”

  2. Gathering documents — Contract number, VIN, mileage, and bill of sale.

  3. Submitting a transfer request — Most administrators require a small fee ($50–$100).

  4. Meeting the deadline — Transfers commonly must be completed within 30 days of the sale.

Once the transfer is complete, the new owner receives confirmation and full access to the contract benefits.


What If the Service Contract Isn’t Transferable?

If your contract does not allow transfers, you may be eligible for a pro-rated refund for the unused portion of your VSC.

That refund can be applied toward a new service contract for your next vehicle — especially if you finance or refinance through Cuvrd, where you can bundle service contract coverage into your monthly payment.


Why Selling a Car with a Vehicle Service Contract Adds Value

A car with a service contract is easier to sell. Buyers love knowing repairs are covered.

Here’s why:

  • 💸 It reduces the buyer’s financial risk

  • 🧾 It shows you’ve maintained the vehicle responsibly

  • 🚀 It can justify a higher asking price

  • 🔧 It makes your listing stand out from similar vehicles

In short, you’re not just selling a used car — you’re selling peace of mind.


The Cuvrd Advantage: Coverage That Works for You (and the Next Owner)

When you purchase a vehicle service contract through the Cuvrd platform, you get protection designed to keep its value with you — even as you transition to your next car.

Benefits include:

  • Transferable contracts that improve resale value

  • Refund options if you sell or trade in early

  • Trusted administrators known for fair claim handling

  • Affordable monthly payments and flexible terms

Whether you’re selling your vehicle or preparing to buy your next one, Cuvrd helps you maximize coverage value at every step.


Bottom Line

Selling a car with a vehicle service contract is a smart move — for you and the buyer. It boosts trust, increases value, and can speed up your sale.

If your contract is non-transferable, Cuvrd can help you apply your refund toward new coverage for your next vehicle.

Whatever your next move is, make sure you’re protected.

Drive smart. Sell smart. Stay Cuvrd.


TL;DR: Thinking about selling a car with a vehicle service contract? In most cases, you can transfer your contract to the next owner — instantly boosting your car’s value and making it more attractive to buyers. Whether you're selling privately or trading in, a transferable vehicle service contract gives the next owner peace of mind and shows the car has been well cared for. With Cuvrd, you get VSCs that are transferable, refundable, and backed by trusted partners — so your protection (and your car’s value) keeps working even when you sell.

— Julie Kamada

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