Vehicle Service Contract with Refinance: The Smart Way to Save and Stay Protected
car refinance with warranty
472If you’re looking to lower your car payment and protect your vehicle at the same time, here’s some great news—you can bundle a vehicle service contract with your refinance.
Through Cuvrd, you can refinance your current auto loan at a lower rate and add an extended warranty (vehicle service contract) to the same loan. That means one easy monthly payment that covers both your financing and your vehicle protection plan.
It’s one of the smartest moves drivers can make.

What Is a Vehicle Service Contract?
A vehicle service contract (VSC)—sometimes called an extended warranty—covers repairs and parts after your factory warranty expires. It protects you from expensive breakdowns and gives you peace of mind every time you drive.
With coverage through a Cuvrd and Autopay, you can choose from:
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Powertrain Coverage – Engine, transmission, and drivetrain protection.
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Inclusionary Coverage – Coverage for key systems like A/C, suspension, and electronics.
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Exclusionary Coverage (Bumper-to-Bumper) – The best protection available, covering nearly everything except wear-and-tear items.
Adding a VSC with your refinance ensures you’re financially protected and mechanically covered.
Why Bundle a Vehicle Service Contract with Refinance?
Refinancing can help you lower your monthly payment, but bundling a VSC into the same loan multiplies the benefits.
Here’s how:
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Lower Your Payment – A better rate or term reduces your monthly cost.
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Add Protection – The vehicle service contract covers unexpected repair bills.
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Simplify Finances – One predictable monthly payment covers both.
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Protect Your Budget – Avoid sudden expenses that could offset your savings.
When you combine both, you protect your car and your wallet—without adding stress.
How It Works with Cuvrd
Getting a vehicle service contract with your refinance through Cuvrd and Autopay is simple:
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Apply online for a refinance quote.
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Review your new rate and payment options.
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Add your desired level of warranty coverage.
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Sign your agreement digitally.
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Enjoy one easy monthly payment that includes both loan and protection.
Cuvrd makes the process transparent, affordable, and 100% online—no robocalls, no pushy sales tactics.
The Cuvrd Advantage
When you bundle your vehicle service contract with refinance through Cuvrd, you’ll get:
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✅ Exclusionary coverage options for complete protection
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✅ Affordable monthly payments that fit your budget
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✅ Transparent contracts with no hidden fees
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✅ Dependable claims support from trusted partners
It’s smart financing and smart protection, all in one move.
Bottom Line
Refinancing your car loan is a great way to save money—but refinancing with a vehicle service contract or extended warranty is even smarter. You’ll enjoy lower payments, stronger protection, and the simplicity of one affordable monthly payment.
With Cuvrd, you can do it all online—no call centers, no hidden markups, just real savings and reliable coverage.
Refinance smarter. Protect longer. Stay Cuvrd.
TL;DR: Looking to save money and protect your car? You can bundle a vehicle service contract with your refinance through Cuvrd. By refinancing your car loan at a better rate and adding an extended warranty in the same step, you’ll lower your monthly payment while gaining full mechanical protection. In this guide, we’ll explain how refinancing with a vehicle service contract gives you affordable payments, simple finances, and peace of mind—all in one move.
— Sandra McVey