How to Include Warranty and Taxes in a Lease Buyout Loan

What Is a Lease Buyout Loan?

A *lease buyout loan* is financing that allows you to purchase your leased vehicle at the end of the lease term. Instead of paying the buyout price, sales tax, and fees upfront, you spread those costs over manageable monthly payments.

Including Taxes in a Lease Buyout Loan

Sales tax, along with your interest rate, is one of the biggest extra costs when buying out your lease. In most states, it’s due at the time of purchase. But with a lease buyout loan, the tax can be rolled into the financing so you don’t have to pay it all at once. This helps:

• Lower your immediate out-of-pocket costs

• Keep your budget flexible

• Spread the tax bill into smaller payments

Including a Warranty in a Lease Buyout Loan

Here’s where you can save yourself headaches down the road: adding an extended warranty (vehicle service contract) to your buyout loan. Once the factory warranty is expired, you’re responsible for all repairs—and modern vehicles can be expensive to fix.

Bundling a warranty into your buyout loan means:

• No large upfront payment for coverage

• One monthly payment that includes both loan and protection

• Peace of mind knowing your car is protected long after you take ownership

Why Bundling Makes Sense

• Convenience – One simple payment each month for car, taxes, and warranty

• Budget-friendly – Breaks big expenses into smaller installments

• Long-term protection – Ensures you’re not hit with costly repair bills after taking ownership

The Lease Buyout Advantage with Cuvrd

If you’re asking how to include warranty and taxes in a lease buyout loan, Cuvrd partners can help. When you work with a trusted Cuvrd partner, you’ll get:

• Flexible financing options with a low APR that roll in taxes and warranty coverage

• Transparent, affordable contracts with clear terms

• Dependable claims handling for future repairs

• Peace of mind that your vehicle and your wallet are protected

Bottom Line

Yes—you can include warranty coverage and taxes in your lease buyout loan, and it’s one of the smartest ways to protect your budget. Instead of paying big expenses upfront, you spread them into affordable monthly payments while ensuring your vehicle is covered.

When the lease ends, when doing your lease buy out, make sure you end up with more than just a car—get the warranty protection you need by bundling through a trusted Cuvrd partner.