Expert Tips

Everything Breaks Car Coverage: What It Really Means (and How to Get It Right)

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If you’ve come across ads or websites promising “Everything Breaks Car Coverage”, you might be wondering — what does that actually mean?

The phrase “everything breaks” is often used to describe exclusionary coverage, which is the highest level of vehicle protection available. It’s called that because it covers almost everything on your car, except for a few excluded items like tires, brake pads, and regular maintenance.

But not all “everything breaks” coverage is the same — and knowing how to find real, reliable protection can save you from costly repair bills and misleading marketing.

Here’s what you need to know before you buy.

man in a tie pushing a green compact car that has broken down
Looking for “Everything Breaks” car coverage? Get true exclusionary protection through Cuvrd partners—affordable payments, transparent terms, and real coverage

What Is ‘Everything Breaks’ Car Coverage?

“Everything breaks” coverage isn’t an official industry term — it’s marketing language for what’s really called exclusionary coverage.

An exclusionary warranty (also known as a bumper-to-bumper warranty) covers nearly every mechanical and electrical component in your vehicle unless it’s specifically listed as excluded.

That includes:

  • ✅ Engine and transmission

  • ✅ Air conditioning and cooling systems

  • ✅ Steering and suspension

  • ✅ Electrical systems and computers

  • ✅ Infotainment, sensors, and safety electronics

It’s the most complete protection you can buy — and it’s exactly the kind of plan trusted Cuvrd partners offer.

Why You Should Be Careful with “Everything Breaks” Claims

Some companies use “everything breaks” as a buzzword but deliver plans that don’t actually live up to the name.

⚠️ Common red flags include:

  • Hidden exclusions buried in fine print

  • High monthly payments with minimal coverage

  • Aggressive robocalls or “final notice” mailers

  • Complicated claims processes that make it hard to get repairs approved

That’s why it’s important to choose verified, transparent providers — not call-center sellers pretending to offer full coverage.

The Cuvrd Advantage: Real Exclusionary Coverage (No Gimmicks)

When you buy everything breaks car coverage through a Cuvrd partner, you’re getting a real, exclusionary protection warranty — not just a catchy slogan.

Here’s what sets Cuvrd apart:

  • True exclusionary coverage — almost everything is covered except wear-and-tear items.

  • Affordable monthly payments that fit your budget.

  • Transparent, easy-to-read contracts with no surprises.

  • Trusted partners with proven claims support.

At Cuvrd, we don’t just say “everything breaks” — we mean you’re covered when it does.

Why ‘Everything Breaks’ Coverage Is Worth It

With vehicles becoming more complex every year, repair costs continue to rise. Just one major repair could cost more than an entire year of warranty payments:

Exclusionary coverage helps you avoid these unexpected bills while keeping your car running smoothly for years.


Bottom Line

“Everything breaks car coverage” might be a marketing phrase — but when you get it from Cuvrd, it means real protection, not false promises.

You’ll get comprehensive coverage, transparent terms, and affordable payments that fit your lifestyle — backed by partners you can actually trust.

So the next time you hear “everything breaks,” make sure your warranty is one that actually covers it.

Drive smarter. Stay protected. Get real peace of mind. Get Cuvrd.


TL;DR: Heard of “Everything Breaks Car Coverage”? It’s a catchy name for what’s really known as exclusionary coverage — the most complete car warranty available. Instead of covering only specific parts, it protects almost everything on your vehicle except for normal wear-and-tear items. With Cuvrd, you can get true “everything breaks” coverage through trusted partners who offer affordable, transparent, and dependable protection — without the gimmicks or robocalls.

— Neil Coker

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